Visa Platinum Cash Rewards Card

Unlimited cash back, unlimited possibilities

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Get unlimited 1.5% cash back on every purchase

Lock in 0% APR on purchases for nine months

Enjoy 0% APR on balance transfers for 16 months

Receive a $100 bonus when you spend $500 in the first 60 days

Rack up the cash rewards from everyday spending

You're already using a credit card for daily purchases. Now you can get more out of every checkout with the Visa Platinum Cash Rewards Card. There's no annual fee for a card that puts no limit on the cash back you can earn.

0% intro APR on all purchases for the first nine months (17.24% to 26.24% variable APR on purchases thereafter)
Get a $100 statement credit on the first $500 of purchases made within the first 60 days of receiving the card
Receive an automatic monthly statement credit every time $25 or more is earned in cash back rewards
EMV Chip Technology keeps your card secure
Connect your card to your mobile wallet for quick, secure and contactless payments
Visa Zero Liability means you're not responsible for unauthorized purchases
Manage your account through Online Banking and our Mobile App
Foreign Transaction Fee is 3% for each transaction in U.S. dollars
Cash Advance Fee is 3% of the amount of each cash advance
Summary of terms

Frequently Asked Questions

How can I make credit card or loan payments?

Credit card and other loan payments can be made through Online or Mobile Banking, over the phone, or sent by mail to KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131.

Don’t have Online Banking? Sign up today!

Access your account online from your laptop, tablet or personal computer. Online Banking is secure, free, and available 24/7. You can also use our mobile app. After you enroll, you can take care of your banking tasks at your convenience:

View current account balances and transaction details
View and export transaction history
Pay bills
View check images
Transfer money between your own accounts, and accounts of other KeyPoint Members
Send money to anyone via an email address or cell phone
Transfer funds between your KeyPoint accounts and your accounts at other financial institutions
View eStatements, eTaxes and other electronic documents

You can also download KeyPoint's mobile app from the App Store or Google Play, and Register directly on the app.

What types of credit cards do you offer?

We offer Visa Platinum Cash Rewards, Visa Platinum Rewards, Visa Platinum, and Visa Classic.

What do I do if I lost my ATM/Debit/Credit Card?

If you lost your credit or debit card, please contact us immediately so we can block the card and prevent fraud on your account. You can receive a new card instantly at any KeyPoint branch! If you would like us to mail a new card, it will take three to five business days.

Call (888) 255-3637, click the Live Chat link during operating hours, or click here to request a call back. A Member Services Representative will contact you as soon as possible. You can also find our branch locations, hours and maps on our Locations page.

Write to us at KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131.

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View All FAQs

All credit subject to approval. Membership required. As of 02/26/26, variable cash advance APRs 16.49% to 25.49%; variable balance transfer APRS 16.49% to 25.49%. Balance transfer fee 4%. Cash advances, balance transfers, and special checks do not earn cash rewards. Other restrictions and conditions may apply. Available rates subject to change without notice. Rates and variable rate formulas offered to approved applicants depend on credit history and other factors we may lawfully consider. Other restrictions and conditions may apply. At the end of any introductory rate period, any remaining promotional balance outstanding will be subject to the variable interest rate applicable to the account at the time.

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