Auto Refinance

KeyPoint Membership required. 

¹ All loans and terms are subject to credit approval. Rate shown is for 2018 and 2024 model years with 5,000 miles or more. Higher rates apply for older vehicle approval. Rate is based on credit worthiness and other factors, and may be higher than the rate shown. Rates accurate as of 4/1/2026. Rates and terms subject to change without notice. Payment example: $23.25 per month per $1,000 borrowed at 5.49% APR for 48 months. 

² Your loan must be one year old and all of your payments must be up to date to participate in the Skip a Pay Program. All skipped payments must be made. You may only participate in the Payment Holiday Program once every 12 months. Assuming you make only minimum payment(s), skipping payments will delay the payoff of the loan(s) and result in additional finance charges. Payments may not be skipped on any new loan. Loan must be contractually up to date as of the date of this agreement. Except for payment schedule, all terms of your loan agreement(s) remain the same. Having any accounts with a negative balance makes you ineligible for the Skip a Pay Program. Offer subject to change without notice. Certain restrictions apply.