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Next Generation Neighborhood Banking

We are a not-for-profit credit union born from Silicon Valley innovation and bred to caringly serve the community. We are full-service, member-focused, and tirelessly dedicated to providing customized financial solutions that saves you money and makes your financial life easier.
 

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Free Checking
Truly free checking with worldwide ATM rebates.

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Car Loans
Low rates on new and used vehicles, and up to 90 days payment free!

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Mortgages

Local lender with flexible lending guidelines.

 
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Credit Cards

Low rate or rewards, and no annual or foreign transaction fees!

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Wealth Management
Get started with a retirement plan, investment portfolio, or college planning.

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Online & Mobile Banking

It's easy & free to view balances, transactions and cleared check images.

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Savings
A variety of savings products that will meet your needs.

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Community
We support local non-profits throughout the California communities we serve.

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Starting Point
For individuals who are new to the country, and recent college graduates.


Testimonials

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In my every interaction, KeyPoint member(s) have surprising surpassed my expectation of customer service. They are just too awesome when it comes to customer service over the counter.”
- Vijay Nikam
 
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Unlike a "Bank" we are not just a number to you, we are people.” - Lea Refregier
 
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Real easy, no hassle processes. KPCU values its community members. KPCU gave an excellent APR on my Auto Loan to a first timer with no credit history. And a no hassle personal loan real fast.” - Mohammad Swaleh
 
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Join online - Find a branch - call (888) 255-3637







All loans subject to credit approval. Rate is based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice.