Free Checking

KeyPoint’s Checking and Student Checking accounts are FREE! 

  • No monthly account fee, no minimum balance maintenance requirement, no direct deposit requirement
  • Fast direct deposit: we give you access to your pay as soon as your company notifies us—often two days earlier than many other financial institutions.
  • 30,000 fee-free ATMs nationwide
  • Free online banking, bill pay and eStatements1
  • Highly rated mobile app2—including mobile check deposits

 A minimum of $25 required to open an account.

1$2.00 monthly fee for paper statements. 2Mobile carrier rates may apply.


We also have Unlimited Checking and Dividend Checking.
Questions? (888) 255-3637 or [email protected]