Our Financial Advisors are experienced in creating customized investment plans to help you work toward achieving your short-term and long-term wealth management goals. Contact a representative below to schedule your complimentary, no-obligation consultation today!

Financial Advisor
Michael Toy
Financial Advisor


Contact Information
t. (408) 731-4100 Ext. 7708
c. (408) 593-4291
f. (408) 731-4064
e. michael.toy@LPL.com
CA Insurance License: #0H14194

  • Series 7 - General Securities Representative

  • Series 63 - Uniform Securities State Law

  • Series 65 - Uniform Investment Advisor Law

  • Series 7 and 63 registrations held with LPL Financial. Series 65 registration held with PFG Advisors.

    Check the background of this investment professional on FINRA's BrokerCheck.


Financial Advisor
Patrick Thor
Financial Advisor


Contact Information
t. (408) 731-4233
f. (408) 988-6572
e. patrick.thor@LPL.com
CA Insurance License: #0E75197

  • Series 7 - General Securities Representative

  • Series 63 - Uniform Securities State Law

  • Series 65 - Uniform Investment Advisor Law

  • Series 7 and 63 registrations held with LPL Financial. Series 65 registration held with PFG Advisors.

    Check the background of this investment professional on FINRA's BrokerCheck.


The financial consultants at KeyPoint Financial Services are registered representatives with and securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Investment Advice offered through PFG Advisors, a Registered Investment Advisor. PFG Advisors and KeyPoint Financial Services are separate entities from LPL Financial.

KeyPoint Credit Union is not a registered broker/ dealer and is not affiliated with LPL Financial.

Not NCUA insured
No credit union guarantee
May lose value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA.