A banner image showing two handymen remodeling a home kitchen while the homeowner reading a brochure.
HELOC
Consolidate Debt or
Make Home Improvements

• Remodel  • Repair
• Upgrade  • Consolidate Debt

Make your Home Equity work for you!

It’s the perfect time to access the equity in your home. Get approved now, then use your KeyPoint Home Equity Line of Credit (HELOC) to get cash when you need it!

  • Choose our 12 month very low, introductory fixed rate HELOC

  • Or, choose a low fixed rate for the first 3 years

  • After the initial fixed period, you receive a variable rate as low as Prime

  • Pay no annual fees or early termination fees

  • May be tax-deductible – check with your tax advisor


HELOC
Call (877) 888-9634 to speak with a home loan expert.
 
 


*Must submit a completed HELOC application by August 31st
.  HELOC must close by September 30th. Applicable to lender’s loan origination fee, appraisal fee, appraisal review fee, credit report, tax service, flood certification, title fees (escrow fee, sub-escrow fee, owner and lender title insurance, Notary, CA Affordable Housing, recording service fee) and county recording fee for Lender’s Deed of Trust.  KeyPoint will give a lender credit at closing for 50% of the total of these fees. Not applicable to per-diem interest, other county recording fees or title fees, home owner association fees, wire transfer fees or any other fee not associated with the loan transaction. Minimum draw at closing is $25,000.