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Today's Featured Rates

30-Year Fixed Mortgage



4.429% APR*

Disclosures | Apply | More Rates

5/1 Adjustable Rate Mortgage (ARM)



4.738% APR*

Disclosures | Apply | More Rates

New Auto Loan

as low as

2.49% APR

Home Equity Line of Credit

intro rate as low as

3.75% APR

  • Very competitive rates on a wide variety of fixed and variable rate loans

  • As low as 3% down payment on a 15 or 30 year fixed rate loan**

  • Flexible terms on loans up to $2.5 million

  • Take cash out to pay taxes, renovate your house, or any other expense

  • Our team is right in the Silicon Valley

  • Friendly, personal service as you would expect from a member-owned Credit Union

We Make Your First Payment

Apply by September 30th, and we’ll make your first loan payment up to $2,500!*  

Be sure to tell your loan officer that you qualify for
this special offer.

Apply Now or call (408) 731-4278 to speak with a home loan expert.

*First mortgage payment up to $2,500 and applies to principle and interest only. All taxes on the payment are the responsibility of the loan holder. All loans subject to credit approval. Offer applies to owner-occupied first mortgages purchase or refinance loan transaction in California, and must be a fixed-rate Conventional Conforming or Conventional High-balance loan product. Application must be received between May 1, 2018 and September 30, 2018, and loan must be funded within 60 days of application date. Cannot be combined with other offers. If you pay off your loan within 90 days of funding date, the payment made by KeyPoint will be added to your pay off amount. For more details, speak with a KeyPoint Loan Officer.

**Income and maximum loan levels apply. Owner occupied properties only. 1-unit properties, condos and planned unit developments; manufactured homes are not eligible. Private Mortgage insurance may be required. For more details, speak with a KeyPoint Loan Officer.