Free Checking—Bonus Offer

when you open a Checking account and setup monthly Direct Deposit of at least $1,000. Open in 5 minutes!

KeyPoint’s Organic Checking accounts are FREE! 

  • No monthly account fee
  • Fast direct deposit: we give you access to your pay as soon as your company notifies us—often two days earlier than other financial institutions.
  • Highly rated mobile app2—including mobile check deposits
  • 30,000 fee-free ATMs nationwide
  • Free online banking, bill pay and eStatements3

Open a FREE Checking account with $25 online or at any KeyPoint Branch! Be sure to use promo code DG20 when opening the account.

 A minimum of $25 required to open an account.

1Offer expires December 31, 2020. New KeyPoint membership required; individuals who have been KeyPoint Members within one calendar year prior to account opening are not eligible. Bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Offer cannot be combined with other promotions. KeyPoint employees, officials and their immediate families may not participate. Other restrictions may apply. Taxes on bonus, if any, are the responsibility of the recipient. 2Mobile carrier rates may apply.3$2.00 fee for paper statements.


We also have Unlimited Checking and Dividend Checking.
Questions? (888) 255-3637 or