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    New Savings Choices

    Mar 05, 2019

    Whether the economy is up or down, we’re always looking for new ways to help KeyPoint members make the most of their money. With continuing volatility in the stock market and lingering uncertainties about the economy, more and more members want to put their cash in safe, stable products like certificates and high-yield savings accounts. So, we’ve launched two, new insured accounts designed to provide peace of mind, as well as some of the highest yields available today: 

    • Our new QuickStart Savings Account is designed to help you jumpstart your savings with a 3.25% APY1 on the first $2,000 in new money deposited. And there’s no monthly account fee. 

    • Our other new account—the Premier Money Market Account—is currently earning 1.66% APY2. This account requires a new-money-only $10,000 minimum opening balance and has no monthly account fee. 

    Best of all, you can conveniently open your account online in minutes with our Digital Application System. This new system makes it fast and easy to open a savings or checking account anytime, anywhere using a smartphone, tablet or desktop device. 

    So, whether you’re saving for a child’s education, a down payment on a home, or a life event like a wedding, rely on KeyPoint for outstanding savings solutions. It’s all part of our commitment to helping members reach their financial goals.



    1APY=Annual Percentage Yield. This is a tiered account where different portions of the balance earn different rates. Earn 3.25% APY with balance of $2,000 or less; 3.25% APY - 22.0% APY with balance from $2,001 - $5,000; 2.20% APY - 1.48% APY with balance from $5,001 - $10,000; 1.48% APY to 0.61% APY with balance from $10,001 - $50,000; 0.61% APY - 0.35% APY with balance over $50,000. Quoted APYs available as of 2/1/19; subject to change without notice. Fees may reduce earnings. Terms: No minimum balance required. First $5,000 deposited must be savings not currently at KeyPoint. To qualify for these rates, must have active checking account. Active Checking is defined as a checking account having at least three transactions (deposits, withdrawals, debit card transactions) per month. Posting of earnings do not apply. One account per member. New money only – cannot be funded with money already deposited in a KeyPoint account. Rate and yield subject to change after account opening. Fees may reduce earnings. Quoted rates available as of 2/1/2019; subject to change without notice.



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    KeyPoint's New Digital Application System

    Jan 23, 2019

    I am really excited to tell you about something that we’ve been working on for some time.  KeyPoint recently launched our new digital application system.  The new system makes it fast and easy to open a Checking or Savings Account, or apply for an Auto Loan, Credit Card Account, or Personal loan. You can: 

    • Use the device of your choice (mobile, tablet, or desktop) and have the same great experience
    • Apply anytime, anywhere
    • Get your information pre-filled when you open a subsequent account
    • Save an incomplete application and return to it later to complete
    • Check the status of your pending applications easily 

    Furthermore, you will be able to get--through Mobile and Online Banking--custom offers of financial products that may benefit you and your family.

    The entire team here at KeyPoint is dedicated to Member Excellence.  In the recent years, we’ve significantly improved our Mobile Banking Apps, Online Banking Platform, Billpay services and more.  These substantial technology investments were done to improve the service you receive from your Credit Union and keep pace with the financial services industry.

    While KeyPoint is making available the next generation in banking technology that will save you money and make your life easier, we continue to be your neighborhood banker.  I hope you will consider your credit union when you need your next Checking/Savings Account or Loan and make KeyPoint your primary financial services partner.


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    We Share Our Community Spirit with Fire Victims

    Dec 20, 2018

    I am so proud that the employees of KeyPoint Credit Union banded together to help our members and other fire survivors of the recent Butte County fire.  We raised over $18,000 for the fire relief effort led by Sierra Central Credit Union.  Read the press release.



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    Together, We Can End Alzheimer’s

    Nov 16, 2018

    Right now 5.7 million American are living with Alzheimer’s disease—a degenerative brain disease and the most common form of dementia. The disease is the 6th leading cause of death in US and claims more victims than breast and prostate cancer combined.  By 2050, 14 million Americans will likely suffer from this disease. 

    KeyPoint supports the Alzheimer's Association mission to eliminate Alzheimer's disease through the advancement of research; to provide and enhance care and support for all affected.  Last Fall, many of the employees of KeyPoint participated in the Walk to End Alzheimer’s fundraising event.  Now, during this holiday season, when you use your KeyPoint Debit Card, 1% of the card fees will be donated to the Association.  If every KeyPoint member used their debit card just two or more extra times a month, we’d reach our goal of $10,000! 

    So use your KeyPoint debit card for all your holiday shopping.  And if you do not have a KeyPoint checking account, open one now and help us fight this terrible disease that affects so many Americans.

    Data source:  https://www.alz.org/

    *From November 1, 2018 through December 31, 2018, KeyPoint will donate up to 1% of its debit card interchange fees to the Alzheimer’s Association.  Minimum donation will be $3,000 and the maximum donation will be $10,000.  



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    Savings Accounts

    Sep 20, 2018

    After years of historically low interest rates, the Fed has been slowly raising rates. They anticipate there will be more increases ahead. This has created opportunities for savers. 

    As a KeyPoint Member, you can take advantage of the upside of rising interest rates with our complete range of accounts, including:

    So, whether you’re saving for your children’s college education, a down payment on your first home, a wedding or a comfortable retirement, we can help you take advantage of today’s rising rates ––and make your money work harder with a KeyPoint account.

    Count on our skilled representatives to help you choose the right account for you and your family. It’s one more way we’re working to improve the lives of our Members –– and help you reach all your financial goals.


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    Checking Accounts

    Jul 25, 2018

    At KeyPoint Credit Union, a checking account is more than just a convenient way to manage your finances –– it’s a key that opens the door to a full range of services and solutions to help you make the most of your money. 

    Best of all –– these services and solutions that come with your checking account are all free:

    • Free Online Banking and Bill Pay
    • Free Mobile Banking with mobile check deposit
    • Free Visa® Debit Card
    • Fee-free access to over 30,000 ATMs nationwide
    • Free eStatements 

    Your free Visa Debit Card also opens the door to Passport Rewards –– a Members-only program that gives you sensational savings and outstanding offers on: 

    • Resorts & vacation packages
    • Sporting events
    • Movie & theater tickets
    • Restaurants
    • Leading national & local retailers 

    Make sure you have the right checking account 

    Everyone has different needs, so we offer a variety of different accounts to meet them:

    • Free Checking with no monthly service fee
    • Unlimited Checking with worldwide ATM fee rebates
    • Dividend Checking that earns interest on your balance
    • Student Checking a free account for students age 12 – 17

    Count on your KeyPoint representative to help you choose the account that’s right for you and your family. It’s one more way we’re working to improve the lives of our Members –– and help you reach all your financial goals.


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