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    We’re listening

    Jun 14, 2019

    Everything we do at KeyPoint is designed to help our Members achieve their financial goals with the best products, services and technology available today. And we’re always looking for more ways to make them even better.

    One of the ways we do that is by encouraging Members to give us feedback and let us know where they see opportunities to improve and enhance our offerings. Here are three new enhancements to our Mobile App that we made recently in response to feedback we received:

    Make Transfers Faster: We’ve redesigned the functionality for making transfers in and out of your accounts. When you go to Transfer, choose either “Transfer In” or “Transfer Out.” The fields will be automatically populated based on your selection, enabling you to make your transfer in seconds.

    Access eStatements Easier: We’ve made the Mobile App more intuitive and user friendly for Members who have multiple eStatements. Now, all your accounts enrolled in eStatements will appear in a single list. Simply choose the account you want, and see all your eStatements in one location.

    Order New Checks in Minutes: Now, you can order checks quickly and easily through a single-sign on (SSO) that goes directly to our check printing partner. Simply go to the Account Details page, click on the Order Checks icon, and place your order.

    These enhancements are just a few of the ways we’re working to make it easier and more convenient to manage your finances. It’s all part of our commitment to providing KeyPoint Members with the best products, services and technology available today. We’re listening!

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    Home Equity

    May 01, 2019

    With Spring already here and Summer coming soon, many of us are thinking about improvements we’d like to make to our home. 

    If your home is worth more than you owe, you have home equity.  A home equity line of credit or home equity loan might be the best way to get the money you need. Rates and terms on a home equity line or loan are often a lot more favorable than you’ll get with a credit card or other financing method.  You could also use your home equity loan or line for debt consolidation or education expenses. 

    KeyPoint Credit Union offers home equity lines of credit with a fixed-rate introductory period of one or three years, followed by a variable rate period. We also offer fixed-rate home equity loans. There are no annual or early termination fees, and your interest may be tax deductible (but check with your tax advisor). And right now, we are offering 50% off closing fees! 

    We exist to improve the lives of people—our members. We enable smart financial decisions for today...and every day to come.

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    Financial Literacy Month

    Apr 05, 2019

    KeyPoint is continuously engaged in educating our Members and the public at large on financial matters.  This month, we celebrate Financial Literacy Month.  The US Senate officially recognized April as National Financial Literacy month in 2004.  Many organizations and business professionals make special efforts in April to help consumers effectively handle money and debt.  I encourage you to view the resources KeyPoint provides to help you increase your financial IQ.

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    New Savings Choices

    Mar 05, 2019

    Whether the economy is up or down, we’re always looking for new ways to help KeyPoint members make the most of their money. With continuing volatility in the stock market and lingering uncertainties about the economy, more and more members want to put their cash in safe, stable products like certificates and high-yield savings accounts. So, we’ve launched two, new insured accounts designed to provide peace of mind, as well as some of the highest yields available today: 

    • Our new QuickStart Savings Account is designed to help you jumpstart your savings with a 3.25% APY1 on the first $2,000 in new money deposited. And there’s no monthly account fee. 

    • Our other new account—the Premier Money Market Account—is currently earning 1.66% APY2. This account requires a new-money-only $10,000 minimum opening balance and has no monthly account fee. 

    Best of all, you can conveniently open your account online in minutes with our Digital Application System. This new system makes it fast and easy to open a savings or checking account anytime, anywhere using a smartphone, tablet or desktop device. 

    So, whether you’re saving for a child’s education, a down payment on a home, or a life event like a wedding, rely on KeyPoint for outstanding savings solutions. It’s all part of our commitment to helping members reach their financial goals.

    1APY=Annual Percentage Yield. This is a tiered account where different portions of the balance earn different rates. Earn 3.25% APY with balance of $2,000 or less; 3.25% APY - 22.0% APY with balance from $2,001 - $5,000; 2.20% APY - 1.48% APY with balance from $5,001 - $10,000; 1.48% APY to 0.61% APY with balance from $10,001 - $50,000; 0.61% APY - 0.35% APY with balance over $50,000. Quoted APYs available as of 2/1/19; subject to change without notice. Fees may reduce earnings. Terms: No minimum balance required. First $5,000 deposited must be savings not currently at KeyPoint. To qualify for these rates, must have active checking account. Active Checking is defined as a checking account having at least three transactions (deposits, withdrawals, debit card transactions) per month. Posting of earnings do not apply. One account per member. New money only – cannot be funded with money already deposited in a KeyPoint account. Rate and yield subject to change after account opening. Fees may reduce earnings. Quoted rates available as of 2/1/2019; subject to change without notice.

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    KeyPoint's New Digital Application System

    Jan 23, 2019

    I am really excited to tell you about something that we’ve been working on for some time.  KeyPoint recently launched our new digital application system.  The new system makes it fast and easy to open a Checking or Savings Account, or apply for an Auto Loan, Credit Card Account, or Personal loan. You can: 

    • Use the device of your choice (mobile, tablet, or desktop) and have the same great experience
    • Apply anytime, anywhere
    • Get your information pre-filled when you open a subsequent account
    • Save an incomplete application and return to it later to complete
    • Check the status of your pending applications easily 

    Furthermore, you will be able to get--through Mobile and Online Banking--custom offers of financial products that may benefit you and your family.

    The entire team here at KeyPoint is dedicated to Member Excellence.  In the recent years, we’ve significantly improved our Mobile Banking Apps, Online Banking Platform, Billpay services and more.  These substantial technology investments were done to improve the service you receive from your Credit Union and keep pace with the financial services industry.

    While KeyPoint is making available the next generation in banking technology that will save you money and make your life easier, we continue to be your neighborhood banker.  I hope you will consider your credit union when you need your next Checking/Savings Account or Loan and make KeyPoint your primary financial services partner.

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    We Share Our Community Spirit with Fire Victims

    Dec 20, 2018

    I am so proud that the employees of KeyPoint Credit Union banded together to help our members and other fire survivors of the recent Butte County fire.  We raised over $18,000 for the fire relief effort led by Sierra Central Credit Union.  Read the press release.

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