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    Home Equity

    May 01, 2019

    With Spring already here and Summer coming soon, many of us are thinking about improvements we’d like to make to our home. 

    If your home is worth more than you owe, you have home equity.  A home equity line of credit or home equity loan might be the best way to get the money you need. Rates and terms on a home equity line or loan are often a lot more favorable than you’ll get with a credit card or other financing method.  You could also use your home equity loan or line for debt consolidation or education expenses. 

    KeyPoint Credit Union offers home equity lines of credit with a fixed-rate introductory period of one or three years, followed by a variable rate period. We also offer fixed-rate home equity loans. There are no annual or early termination fees, and your interest may be tax deductible (but check with your tax advisor). And right now, we are offering 50% off closing fees! 

    We exist to improve the lives of people—our members. We enable smart financial decisions for today...and every day to come.


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