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    Together, We Can End Alzheimer’s

    Nov 16, 2018

    Right now 5.7 million American are living with Alzheimer’s disease—a degenerative brain disease and the most common form of dementia. The disease is the 6th leading cause of death in US and claims more victims than breast and prostate cancer combined.  By 2050, 14 million Americans will likely suffer from this disease. 

    KeyPoint supports the Alzheimer's Association mission to eliminate Alzheimer's disease through the advancement of research; to provide and enhance care and support for all affected.  Last Fall, many of the employees of KeyPoint participated in the Walk to End Alzheimer’s fundraising event.  Now, during this holiday season, when you use your KeyPoint Debit Card, 1% of the card fees will be donated to the Association.  If every KeyPoint member used their debit card just two or more extra times a month, we’d reach our goal of $10,000! 

    So use your KeyPoint debit card for all your holiday shopping.  And if you do not have a KeyPoint checking account, open one now and help us fight this terrible disease that affects so many Americans.

    Data source:  https://www.alz.org/

    *From November 1, 2018 through December 31, 2018, KeyPoint will donate up to 1% of its debit card interchange fees to the Alzheimer’s Association.  Minimum donation will be $3,000 and the maximum donation will be $10,000.  



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    Savings Accounts

    Sep 20, 2018

    After years of historically low interest rates, the Fed has been slowly raising rates. They anticipate there will be more increases ahead. This has created opportunities for savers. 

    As a KeyPoint Member, you can take advantage of the upside of rising interest rates with our complete range of accounts, including:

    So, whether you’re saving for your children’s college education, a down payment on your first home, a wedding or a comfortable retirement, we can help you take advantage of today’s rising rates ––and make your money work harder with a KeyPoint account.

    Count on our skilled representatives to help you choose the right account for you and your family. It’s one more way we’re working to improve the lives of our Members –– and help you reach all your financial goals.


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    Checking Accounts

    Jul 25, 2018

    At KeyPoint Credit Union, a checking account is more than just a convenient way to manage your finances –– it’s a key that opens the door to a full range of services and solutions to help you make the most of your money. 

    Best of all –– these services and solutions that come with your checking account are all free:

    • Free Online Banking and Bill Pay
    • Free Mobile Banking with mobile check deposit
    • Free Visa® Debit Card
    • Fee-free access to over 30,000 ATMs nationwide
    • Free eStatements 

    Your free Visa Debit Card also opens the door to Passport Rewards –– a Members-only program that gives you sensational savings and outstanding offers on: 

    • Resorts & vacation packages
    • Sporting events
    • Movie & theater tickets
    • Restaurants
    • Leading national & local retailers 

    Make sure you have the right checking account 

    Everyone has different needs, so we offer a variety of different accounts to meet them:

    • Free Checking with no monthly service fee
    • Unlimited Checking with worldwide ATM fee rebates
    • Dividend Checking that earns interest on your balance
    • Student Checking a free account for students age 12 – 17

    Count on your KeyPoint representative to help you choose the account that’s right for you and your family. It’s one more way we’re working to improve the lives of our Members –– and help you reach all your financial goals.


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    The KPCU Advantage

    Jun 21, 2018

    I’m often asked, what makes KeyPoint special? How is it any different from a bank? And my answer often surprises the person asking because it sounds too good to be true. 

    As a not-for-profit credit union, our goal is to Improve the lives of our Members. We focus on keeping rates on loans low and paying the highest rates possible on savings. Rather than adding more fees, we look for new ways to reduce or eliminate them completely. 

    We provide smart financial solutions –– through innovative products and services that our Members can access anywhere, like our highly-rated mobile app. 

    In addition to helping Members save money, we also focus on helping them make smart financial decisions — with personal guidance from our skilled team of professionals –– and free financial education programs and seminars like Smart Estate Planning, New Home Buying and Long-Term Care Options. 

    KeyPoint also embraces community advocacy. We’re committed to social responsibility, so we’re continually expanding our outreach in the communities we serve –– through financial literacy programs for kids and young adults, and special support for under-privileged youth. 

    All in all, we strive to deliver Member excellence –– by anticipating your needs, so we can deliver exceptional personalized service to meet them.  

    So, the next time someone asks you why you’re a KeyPoint Credit Union Member, tell them — and invite them to join the financial services leader that puts Members first.


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    Meet our new Chief Retail Officer

    Feb 27, 2018

    One of the ways we’ve made KeyPoint Credit Union a financial services leader is by hiring the best and the brightest. From the branch banking team to senior leadership, we look for skilled professionals who are not only financial services professionals –– but also understand and value the credit union mission: helping members reach their goals.  

    I’m delighted to introduce an exciting addition to the KeyPoint team: Andy Ramos, our new Chief Retail Officer. As CRO, Andy will oversee our branch network, wealth management group, account operations, business development and marketing groups –– helping us build on our strengths and take KeyPoint to the next level. 

    Andy joins us from Redwood Credit Union, where he spent over 15years in several executive positions –– helping it grow to more than $4 billion in assets.  He’s passionate about helping members succeed. So, you can expect him to champion new product, service and operational enhancements that will improve your banking experience –– and draw new members to the KeyPoint family.


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    New Year. New Opportunities.

    Dec 30, 2017

    It’s the start of a new year –– a great time to take stock of where you are, where you want to be, and how you’re going to get there. 
     

    Whatever goals and resolutions you make for 2018, your finances play an important role in reaching them. You need to make sure your financial plan, budget and accounts are on track with your goals.  And you want to see where you have opportunities to enhance or improve your finances. 

    The new tax law, which has received wide press coverage, contains many provisions that may impact your finance health.  Among them, I want to call your attention to this particular one:  Interest on Home Equity Loans and Lines of Credit are no longer deductible from your taxable income.  If you are considering using your home equity this year to fund a renovation, college tuition, or consolidate bills, you may want to consider other sources of cash to handle these expenses.   

    Now if you already have an outstanding balance on a Home Equity Loan or Line of Credit, you might consider refinancing your primary mortgage, and with it, consolidating your home equity loans and lines.  Interest on a primary mortgage up to $750,000 remains tax-deductible under the new tax law.  Be sure to consult your tax advisor to see how the new tax law and a home refinance might impact your overall personal situation.  However, with a low-rate KeyPoint refinance, you just might find your overall financial picture is a little brighter. 

    Here’s wishing you and your family a happy, healthy and prosperous year ahead –– full of new opportunities.




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