Membership at KeyPoint Credit Union can enhance your financial life.

Membership makes a difference—you’ll find competitive rates and lower fees than the big banks, a wide variety of deposit
and loan products, and lots of free services! KeyPoint Credit Union is a full-service financial institution founded in 1979
as AEA Credit Union. We are not-for-profit, and have over 47,000 members.

Why join KeyPoint?

  • Free checking, online banking, mobile apps, bill pay and eStatements
  • Nine convenient California branch locations
  • Over 30,000 fee-free ATMs nationwide
  • Low-rate auto, personal and home loans for seasoned borrowers and employees who are just starting to build credit

If you want a better banking experience, join your not-for-profit,
local credit union today!
KeyPoint says yes, when banks say no!

To open your account:

  • Click on the Join Now button below
  • Complete the online form and click submit after uploading a copy of your ID
  • A KeyPoint representative will contact you to finalize your new account


Call KeyPoint member services at (408) 731-4123 or visit