0.20% APY*—Your money earns more at KeyPoint
- $10,000 minimum opening balance
- New money only – cannot be funded with money already deposited in a KeyPoint account
- Funds always available – no time commitment
*APY=Annual Percentage Yield, as of 1/18/2023 and are subject to change. The following balances earn the following yields: $0-$4,999.99—0.05% APY; $5,000.00 and up—0.20% APY. Fees may reduce earnings. For dividend rates and APYs, see the rate schedule.