Special Limited Time Deals on Home Mortgages!
 

30-Year Fixed Rate1
2.99% (3.03% APR)

 

10/6 Adjustable Rate2
Conforming
2.50% (2.64% APR)

first 10 years, then 2.93% APR

High Balance/Jumbo
2.75% (2.82% APR)

first 10 years, then 2.93% APR

All in One Loan
As low as
3.01% (3.01% APR)3
on no cost loan option


Rates are subject to change, so act now to get a low rate!
 



We can help you get into the house of your dreams (or refinance your current one). At KeyPoint,
 

  • Mortgage operations is local: so you always get a quick close—often 30 to 60 days faster than the NATIONAL lenders.4
  • Contactless process: upload documents and e-sign
  • We service our own loans: so you can rely on KeyPoint’s reliable service.

 


Quoted rates and terms are available as of 6/1/21 and subject to change or discontinuation without notice. All loans subject to credit approval. Higher rates or different products may be offered to approved applicants depending on credit history, financial position, loan-to-value ratio, product availability at the time of approval, and other factors we may lawfully consider.  Private mortgage insurance may be required.  Visit www.kpcu.com or call (877) 888-9634 for current rates, payment samples, and additional information. Equal Housing Lender.

1Pay $1,894.79 per month (excluding taxes and insurance) on a $450,000 30-year loan at 3.03% APR. Quoted rate requires maximum 60% LTV ratio and minimum 740 FICO score. Available only for purchase and no-cash-out refinances of California detached single-family homes or detached single-family PUD units. Property must be borrower’s primary residence or second home. No condos, manufactured homes, 2-4 multi-unit dwellings, or investment properties. Not available to existing KeyPoint CU mortgage borrowers or applicants whose locked leads or applications are in KeyPoint CU’s mortgage pipeline as of 6/1/21. Cannot be combined with other offers except Realtors Circle. Maximum loan amount $2.5 million.

2Quoted rates require minimum 740 FICO score. Available only for purchase of California detached single-family homes, or single-family PUD units. Property must be borrower’s primary residence or second home. No refinance loans. No condominiums, manufactured homes, 2-4 multi-unit dwellings, or investment properties. Not available to applicants whose locked leads or applications are in KeyPoint CU’s mortgage pipeline as of 6/1/21.

3Current variable APR 3.01%. Maximum lifetime variable APR 9.01%. Costs to establish an All-in-One Line of Credit Range from $560.00 to $3,700.00, some or all of which may be waived. No annual fee. Maximum 75% LTV/CLTV.  

4Your actual close date depends on the seller’s timeline (for purchases) and other factors.