Account Enhancements

KeyPoint exists to improve your financial life, so we are always looking for ways to make your banking experience better. 

Exciting news! Today, February 1, 2021, KeyPoint is rolling out some great enhancements to our core (Checking) accounts.
 

Unlimited Account

Featuring unlimited rebates of ATM fees

ATM Rebates Automated!

ATM withdrawals you make—that incur a fee—are now automatically1 rebated. No more forms!  (NOTE that you still must request rebates for withdrawals performed prior to 2/1/2021.)

New, additional way to waive your Account Fee 

Just use your KeyPoint debit card to make ten (10) purchases within the month, and you pay no account fee. As previously available, you can still waive the account fee with a direct deposit of at least $500.2

Want ATM rebates but don’t have an Unlimited Account? Just log in to Online Banking and choose Forms, then select Account Switch Request Form; or send a secure message through Mobile or Online Banking or call (888) 255-3637, and a representative will help you switch your account type.


 

Organic Account

Featuring no monthly account fee3

Call it FREE! The Organic (Checking) account is now called the FREE account, which reflects the basic fact that there’s never a monthly account fee.

Want to get ATM rebates? Just log in to Online Banking and choose Forms, then select Account Switch Request Form; or send a secure message through Mobile or Online Banking or call (888) 255-3637, and a representative will help you switch your account type.

1KeyPoint will automatically rebate ATM fees within a few business days.  System differences with the owners of the ATMs you use may not allow automatic rebates and you would then need to manually request rebates.  2For accounts opened after 2/1/2021, the required amount is $1,000.  3$2.00 paper statement fee