I am excited to tell you about a new tool we’re making available to our Members.
Say you are thinking about buying a car and plan to get a loan to help you buy it. Now, at KeyPoint, you can find out how much credit you could qualify for—without impacting your credit score whatsoever.
Your credit score is a measure of your creditworthiness. When you apply for credit, the financial institution (FI) usually looks at your credit report and your score. But even that activity can actually reduce your score—regardless of whether or not you choose to accept that loan. To learn more about your credit score or find out what your current score, view our videos.
Now—for auto loans and credit cards—you can find out the amount of credit and the rate you could qualify for without impacting your credit score at all! And if you like the terms you see, then you can move forward and apply for an auto loan and/or credit card account.
KeyPoint exists to improve the lives of our Members and Community. This is newest way we do that. So save a hit on your credit file. Find out how much you could qualify for now!